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H-1B · Virginia · Tax year 2026

H-1B take-home pay in Virginia, salary

$101,302 / year

That's $8,442/month or $3,896/biweekly, after federal income tax, FICA, and state income tax (32.47% effective tax rate).

Annual
$101,302
Monthly
$8,442
Bi-weekly (×26)
$3,896

Why this number differs from a generic paycheck calculator

  • NRAs cannot claim the federal standard deduction.

    Generic calculators silently apply the $16,100 single standard deduction. As a nonresident alien (no applicable treaty), you don't get it — that's roughly $3,542–$3,864 more federal tax at typical bracket rates. IRS Pub 519.

First-year (NRA). You are a nonresident alien (NRA) until you pass the substantial presence test — typically the first calendar year on your visa. NRAs cannot claim the federal standard deduction and cannot file jointly. FICA still applies.

How is the take-home calculated?

Line item Annual % of gross Source
Gross salary $150,000 100.00% Input ·
Federal income tax −$28,598 19.07% IRS Rev. Proc. 2025-32
Social Security (6.2%, capped) −$9,300 6.20% SSA 2026 wage base
Medicare (1.45%) −$2,175 1.45% IRS Pub 15
State income tax −$8,625 5.75% State Department of Revenue
Take-home pay $101,302 67.53%

Effective tax rate 32.47% · Marginal federal 24.00% · Marginal state 5.75% · 3 line items hidden ($0 at this scenario)

Show the math

  1. Gross salary: $150,000 .
  2. Federal taxable income: $150,000 (after standard deduction of $0).
  3. Federal income tax: $28,598 — computed by stepping through the SINGLE progressive brackets:
    • 10% on income up to $12,400
    • 12% on income up to $50,400
    • 22% on income up to $105,700
    • 24% on income up to $201,775
    • 32% on income up to $256,225
    • 35% on income up to $640,600
    • 37% on income above the previous cap
  4. FICA: Social Security 6.2% on wages up to $184,500 ($9,300); Medicare 1.45% on all wages ($2,175) .
  5. State tax: $8,625 (income tax $8,625 + SDI/local $0).
  6. Total tax: $48,698 = 32.47% of gross.
  7. Take-home: $150,000 − $48,698 = $101,302.
Assumptions used in this calculation (1)
  • NRAs cannot claim the standard deduction (exception: F-1/J-1 students from India under treaty Article 21).

Try your own numbers

$
Used for treaty lookup (e.g. India F-1 standard deduction).
$
$
Annual take-home
$105,166
$8,764 / month · $4,045 bi-weekly

Federal income tax
$24,734
Social Security
$9,300
Medicare
$2,175
State income tax
$8,625
Total tax
$44,834
Effective rate 29.89% · Marginal federal 24.00% · Marginal state 5.75%

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Other salary points

Frequently asked questions

Specific to this visa, state, and salary. Sourced to IRS, SSA, and state DOR.

How much does a H-1B (first-year (nra)) earn after tax on $150,000 in Virginia?
A H-1B holder (first-year (nra)) grossing $150,000 in Virginia takes home approximately $101,302 per year, or about $8,442/month. Total federal + state + payroll tax burden: $48,698 (32.47% effective rate).
Are H-1B holders subject to FICA in this scenario?
Yes. Social Security 6.2% up to $184,500 (2026 wage base), Medicare 1.45% on all wages, plus 0.9% additional Medicare above the filing-status threshold.
Can the standard deduction be claimed in this scenario?
No — as an NRA without an applicable tax treaty, the federal standard deduction is not available. NRAs may itemize state and local taxes paid only.
What state taxes apply in Virginia?
Virginia levies a flat 5.75% state income tax. On $150,000 that comes to $8,625.
How much would I save by moving to a no-state-tax state at this salary?
On $150,000, the same scenario in Texas (no state income tax) would net approximately $113,791 — about $12,489/year more than Virginia. Florida, Washington, Nevada, South Dakota, Wyoming, Alaska, Tennessee, and New Hampshire give the same result. Cost-of-living adjustments not included.
How much would maxing out a 401(k) save me at this income?
Contributing the 2026 IRS limit of $23,500 pre-tax to a 401(k) would reduce federal income tax by roughly $5,640 at your 24.00% marginal federal bracket, plus $1,351 in state tax. (Note: 401(k) contributions still count as FICA wages, so Social Security and Medicare are unchanged.)
How are bonuses and RSU vesting taxed for H-1B holders?
Bonuses and RSUs are supplemental wages. Federal supplemental withholding is a flat 22% on amounts up to $1M, then 37% above. Virginia applies its standard income-tax rules. FICA still applies if the visa is not FICA-exempt. This is withholding, not the final tax — high earners often underwithhold and owe at filing time.
How much more does a first-year H-1B (NRA) pay vs. a resident H-1B at the same salary?
On $150,000, the NRA's loss of the standard deduction ($16,100 for single 2026) means roughly $3,542–$3,864 more federal tax. The exact difference depends on your marginal bracket — see our methodology.
Where do these numbers come from?
Federal: IRS Rev. Proc. 2025-32 (2026 inflation adjustments). FICA: IRS Pub 15 + SSA 2026 COLA. State: Virginia Department of Revenue. NRA rules: IRS Pub 519. Full source list and verification status on the verification page.

Sources

  1. IRS Rev. Proc. 2025-32 (2026 inflation adjustments) (opens in new tab) — Federal tax brackets and standard deduction.
  2. IRS Pub 15 (Employer Tax Guide) (opens in new tab) — FICA withholding mechanics.
  3. IRS Pub 519 (US Tax Guide for Aliens) (opens in new tab) — NRA rules, substantial presence, treaty benefits.
  4. IRS Substantial Presence Test (opens in new tab)
  5. SSA 2026 COLA fact sheet (opens in new tab) — Social Security wage base.
  6. Virginia Department of Revenue (opens in new tab) — State income tax rates and brackets.