H-1B · New York
H-1B take-home pay in New York (2026)
Pick a salary to see the full breakdown — federal income tax, FICA, New York state income tax, and your annual / monthly / bi-weekly net.
New York combines a progressive state income tax (up to 10.9% above $25M) with a separate NYC local income tax for city residents (up to 3.876%) — a one-two punch that materially changes the take-home number versus suburban NY, NJ, or CT. Use the calculator below to toggle NYC residence.
| Gross salary | Take-home | Monthly | Effective rate | |
|---|---|---|---|---|
| $60,000 | $47,747 | $3,979 | 20.4% | Details → |
| $80,000 | $61,387 | $5,116 | 23.3% | Details → |
| $100,000 | $74,320 | $6,193 | 25.7% | Details → |
| $120,000 | $87,210 | $7,268 | 27.3% | Details → |
| $150,000 | $105,981 | $8,832 | 29.3% | Details → |
| $180,000 | $124,716 | $10,393 | 30.7% | Details → |
| $220,000 | $151,547 | $12,629 | 31.1% | Details → |
| $280,000 | $186,629 | $15,552 | 33.3% | Details → |
| $350,000 | $225,689 | $18,807 | 35.5% | Details → |
| $500,000 | $309,389 | $25,782 | 38.1% | Details → |
Cities & counties in New York with local income tax
Some New York localities add their own income tax on top of state tax. Pick a salary above and choose the locality from the dropdown in the calculator to apply it:
New York City, Yonkers (resident surcharge).
How New York state income tax works for H-1B holders
New York uses a progressive income tax with 9 brackets, topping out at 10.90%. Like the federal system, each bracket only applies to the slice of income inside it — your marginal rate (the rate on your next dollar) is higher than your effective rate (total state tax ÷ gross).
The calculator above applies the full New York bracket schedule to your taxable income after the state standard deduction, then layers the result on top of federal tax + FICA to give you a single take-home number.
Local taxes in New York. 2 cities and counties in New York levy their own income tax on top of the state rate — see the "Cities & counties" section above. If you live or work in one of those localities, your effective tax rate is higher than the state headline rate.
What's different for H-1B holders in New York?
State income tax generally does not distinguish between visa categories — it only looks at where you live and where you work, not your immigration status. A few practical notes for H-1B holders specifically:
- Residency. Most states deem you a tax resident if you are domiciled in the state or spend more than 183 days there during the calendar year, regardless of visa type.
- FICA exemption (federal) ≠ state-tax exemption. H-1B holders pay state tax on the same basis as US workers — there is no special exemption.
- Standard deduction. As a resident alien for federal purposes, you typically qualify for the state's standard deduction (where one exists) under that state's residency rules.